Your decision, our evidence
Written failure report on every claimWhat you usually get
"Roof inoperative: replace assembly." No cause, no component, no way to test it against the policy wording. Your claims handler is left authorising blind or declining a claim that might be legitimate.
What we send instead
A failure report that names the part, states the mechanism of failure and shows the teardown photos to match. Whether it sits inside your cover is your call. But you're making it on evidence a dispute can stand on.
Both directions
The report says what we found, not what gets the job approved. When the teardown shows misuse or plain wear-out, the report says that too. A repairer you only half-believe is worse than no repairer at all.